What kind of debt can I settle...
We can help negotiate unsecured debt
such as credit card debt, department cards, loans to major
creditors, judgments, medical loans, collections, IRS, repos,
and past due utilities.
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How do I qualify...
Its simple, you must have a combined
total bills of over $5,000.00, more than one unsecured
creditors you owe this too, a resident of the U.S, and that's
it you qualify. It's that easy, now you can fill out our form
below of a free debt reduction quote.
What exactly is debt relief...
debt negotiation is the process by which
we negotiate with your creditors to obtain better repayment
terms for you on existing debt. Under our debt negotiation
program, monthly payments are often lowered and interest
charges are reduced - even to levels between 0 and 5%! You
save thousands of dollars in interest rates through a reduced
payoff period, saving you years or even decades of payments.
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Why would the debtors be willing to
lower my payments...
debtors are willing to participate in
debt consolidation hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy.
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Will you contact my employer or report
to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt relief quote has no
obligations and no credit check.
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Is this service free...
Our credit counseling agency does
require a nominal contribution on your part to enroll in the
debt reduction program. This nominal fee covers operation
costs and will be included in your monthly payment. Our fee is
lower than other debt settlement organization.
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Are my credit cards useable...
You cannot use any credit cards that are
put in the debt relief program and we will be happy to explain
all the details and what's expected from you by your creditors
in our free consultation.
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How does it start...
All you need to do is to fill out our
form below for a free debt consolidation quote, we will do the
rest for you at no obligation and of course completely
confidential.
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Will debt reduction hurt my credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when deposits are made
on your program...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
